• Specialist Insurance for UK Manufacturing Firms

    Protecting your production line and your products

    The UK manufacturing sector is driven by innovation, precision, and tight supply chains. For a successful medium-sized firm, your operations are complex, involving valuable machinery, large quantities of stock, and the critical exposure that comes with the products you place on the market.

    At Acer Insurance, we have over 25 years of experience helping commercial clients manage challenging and specialist risk requirements. We understand that your business needs a tailored insurance policy that covers your premises, your plant, your people, and the finished goods you manufacture.

    Your essential manufacturing insurance cover

    We can tailor a comprehensive package to address the specific risks faced by your expanding manufacturing business, whether you operate in light engineering, food processing, or component assembly:

    Policy Area Why It Matters for Medium-Sized Manufacturing Acer Insurance’s Advantage
    Product Liability Insurance This critical cover protects your business against claims of injury or damage caused by a faulty product you have manufactured, sold, or supplied. We ensure your cover limits reflect your sales turnover, distribution territories (including exports), and the potential severity of a product recall or fault claim.
    Property & Material Damage Covers your factory, warehouse, valuable machinery, tools, and stock (raw materials, work in progress, and finished goods) against perils like fire, theft, flood, and malicious damage. We work to ensure adequate sums insured, factoring in replacement costs and specialist machinery valuation.
    Business Interruption (BI) If production halts following a major insured event (e.g., a fire in your main workshop), BI covers the resulting loss of gross profit and fixed operating costs while you get back up and running. This is vital for manufacturers. We help set appropriate indemnity periods to cover long recovery times, including sourcing replacement specialist machinery.
    Employers’ Liability Insurance A legal requirement, this covers your liability for employee injury or illness arising from their work (e.g., assembly line accidents, industrial deafness, or machinery incidents). We ensure your policy meets mandatory UK requirements and reflects your specific manufacturing processes.
    Public Liability Insurance Covers you against claims from third parties (e.g., visitors, contractors) for injury or property damage sustained while visiting your premises or caused by your offsite activities. Essential for factories and warehouses with visiting delivery drivers, maintenance teams, and sales representatives.
    Cyber Liability Insurance Protects against the financial fallout of data breaches, system downtime, or ransomware attacks that affect your automated processes, customer records, or supply chain logistics. Increasingly important for modern manufacturers reliant on networked machinery and digital ordering systems.

    Why choose Acer Insurance for your manufacturing firm?

    We are UK-based insurance advisers with the market knowledge to handle the complexities of the manufacturing sector.

    • 25+ Years of Expertise: We apply deep market knowledge to find tailored, cost-effective solutions for challenging insurance risks, including those associated with high-value machinery and complex supply chains.
    • Specialist Risk Management: We are adept at sourcing cover for non-standard risks, including bespoke machinery, hazardous materials, and international product liability exposures.
    • Independent Advice: As independent brokers, we work for you, sourcing the most competitive and suitable policies from a wide panel of leading UK insurers.
    • Simple, Personal Service: Our professional approach makes arranging your complex commercial insurance as simple as possible, giving you peace of mind to focus on your production targets.

    Get a quote tailored to your business

    Don’t let inadequate insurance become the bottleneck to your growth. Get in touch with our specialist team today for a free, no-obligation review of your current cover.

    Call 01959 546823 for an immediate quotation or leave your details below and one of our experienced team members will call you back.