Insurance for Tattoo Parlours & Body Piercing Studios
Specialist protection for tattoo studios and professional artists
Running a tattoo or body piercing studio requires skill, precision, and absolute trust from your clients. But it also involves specialist risks – from skin reactions and equipment issues to hygiene standards and studio safety.
Why do Tattoo & Body piercing specialists choose Acer Insurance?
At Acer Insurance, we understand the unique pressures tattoo artists and body piercing specialists face – strict hygiene regulations, specialist equipment, client consent requirements, and the day-to-day challenges that come with working in a highly skilled, hands-on environment. Our tailored insurance gives you the confidence that your studio, your artists, and your clients are protected.
What insurance would I need?
We arrange insurance that reflects the realities of working in a tattoo or body piercing studio – covering your services, equipment, liability, and property.
- Public Liability Insurance – Protects your business if a client or visitor is injured or their property is damaged while at your studio – for example, slips, falls, or accidents involving furniture or equipment.
- Treatment Risk Cover – A crucial element for tattoo artists. This protects you if a client suffers an injury, infection, allergic reaction, scarring, or dissatisfaction relating to a tattoo or piercing procedure.
- Product Liability Insurance – If a client has a reaction to inks, aftercare products, numbing agents, or cleaning materials you supply or use, Product Liability Insurance helps protect you from related claims.
- Employers’ Liability Insurance – A legal requirement if you employ artists, apprentices, or reception staff. This covers claims if an employee becomes ill or injured while working.
- Equipment and Contents Cover – Protects tattoo machines, needles, sterilising units, jewellery, furniture, and specialist lighting from theft, accidental damage, and breakdown.
- Property and Studio Cover – Covers the building (if owned), fixtures, fittings, signage, and décor against fire, flood, theft, or vandalism.
- Business Interruption Insurance – If your studio is forced to close due to fire, flood, or other insured damage, this helps replace lost income during downtime.
Other protection options you may wish to consider:
- Commercial Legal Expenses – Provides legal support and financial protection for disputes involving customers, employees, contracts, suppliers, licences, or tax issues.
- Cyber Liability Insurance – Protects your business if booking systems, payment systems, or client data are compromised due to cyber-attacks or data breaches.
- Commercial Vehicle Insurance – For mobile tattooists or studios transporting equipment, this covers business-use vehicles against damage, theft, and accidents.
Contact us for a quote today
At Acer Insurance, we understand the specialist nature of the tattoo and body piercing industry. We work with trusted UK insurers to provide flexible, detailed cover that protects your studio, your equipment, and your professional reputation.
Let us take care of your insurance – so you can focus on your artistry.
Call 01959 528435 for an immediate quotation or leave your details below and one of our experienced team members will call you back.