• Specialist Insurance for UK Transport & Logistics Firms

    Keeping your fleet moving and your cargo protected

    The UK transport and logistics sector is the backbone of the economy, defined by strict compliance, high-value cargo, and the constant movement of vehicles. For a medium-sized business, managing a growing fleet and complex delivery schedules demands a sophisticated approach to risk.

    At Acer Insurance, we have over 25 years of experience helping commercial clients manage challenging and specialist risk requirements. We understand that your business needs a tailored insurance policy that covers every aspect of your operation – from your drivers and depots to your vehicles and the crucial cargo they carry.

    Your essential transport and haulage cover

    We can tailor a comprehensive package to address the specific exposures faced by your expanding logistics or haulage business:

    Policy Area Why It Matters for Medium-Sized Transport Acer Insurance’s Advantage
    Fleet Insurance The bedrock of your operation. Covers all your commercial vehicles – HGVs, vans, trailers, and specialised vehicles – under a single, manageable policy. We source highly competitive deals for fleets over 10 vehicles, ensuring cover meets your legal obligations and includes features like breakdown and uninsured loss recovery.
    Goods in Transit (GIT) Insurance Essential cover for the cargo you are responsible for. Protects against loss, damage, or theft while the goods are being loaded, carried, or unloaded. We ensure your policy limits reflect the value of the goods you typically carry and comply with standard carriage conditions (e.g., RHA or CMR).
    Public & Employers’ Liability Public Liability covers accidents involving third parties at your depot or during loading/unloading. Employers’ Liability (a legal requirement) covers injury or illness to your drivers and depot staff. Crucial for businesses with frequent public interaction. We ensure your cover is robust for large teams of drivers and depot personnel.
    Motor Trade/Depot Cover Protects your premises, yard, and the equipment used for maintenance, including mechanics’ tools and diagnostic equipment, if you maintain your own fleet. We can integrate this into your wider commercial package, providing seamless cover for your operational hub.
    Business Interruption (BI) Covers the loss of turnover and profit following a major event (like a fire at your main depot) that forces a temporary halt to your logistical operations. Essential to ensure your business survives periods of non-operation caused by unexpected disruption.
    Directors’ & Officers’ (D&O) Insurance Protects the personal assets of your management against claims of wrongful acts related to corporate governance or regulatory compliance (e.g., driver hours, licensing). Highly relevant given the strict regulatory environment of the UK transport sector.

    Why choose Acer Insurance for your transport firm?

    We are UK-based insurance advisers with the deep market knowledge to handle the complexities of fleet management and cargo risk.

    • 25+ Years of Expertise: We apply market knowledge to find tailored, cost-effective solutions for challenging insurance requirements, especially those involving specialist vehicles or high-risk loads.
    • Compliance Focused: We help ensure your cover meets the demands of UK and EU transport regulations, giving you confidence in your legal compliance.
    • Independent Advice: As independent brokers, we work for you, sourcing the most competitive and suitable policies from a wide panel of leading UK insurers.
    • Simple, Personal Service: Our professional approach makes arranging your complex commercial insurance as simple as possible, keeping you on the road and focused on delivery.

    Get a quote tailored to your business

    Don’t let inadequate cover expose your fleet or your reputation. Get in touch with our specialist team today for a free, no-obligation review of your current cover.

    Call 01959 546823 for an immediate quotation or leave your details below and one of our experienced team members will call you back.