Specialist Insurance for UK Construction Businesses
Building the future requires rock-solid protection
The UK construction industry operates under unique pressures – from complex projects and demanding schedules to stringent safety regulations. For a growing medium-sized firm, your risk profile is more complex, requiring an expert-led approach to insurance, not just an off-the-shelf policy.
At Acer Insurance, we have over 25 years of experience helping commercial clients manage challenging and specialist risk requirements. We understand that your business needs a tailored policy that covers your site, your team, your equipment, and your contractual liabilities.
Your core construction risk protection
We can tailor a comprehensive package to address the specific exposures faced by your expanding construction business:
Policy Area Why It Matters for Medium-Sized Construction Acer Insurance’s Advantage Employers’ Liability Insurance A legal requirement, this covers your liability for employee injury or illness arising from their work. With staff on site or in the office, robust cover is essential. We ensure your cover limits meet mandatory requirements and reflect the scale and nature of your workforce. Public Liability Insurance Essential cover for injury to third parties or damage to third-party property arising from your operations (e.g., an accident on a building site or during utility works). Policy wording is reviewed to ensure it covers common contractual requirements, including higher indemnity limits often required by main contractors. Contractors All Risks (CAR) Protects the building work itself, materials, and temporary works from incidents like fire, flood, storm, theft, or malicious damage while the project is underway. We can include cover for hired-in plant, own plant, and tools, ensuring all your assets are protected while on site. Professional Indemnity (PI) Insurance Crucial if your services include design, specification, project management, or consultation. Protects against claims arising from alleged negligence or advice that causes a client a financial loss. Essential for Design & Build firms. We help determine the appropriate level of cover for your specific contracts and specialisms. Commercial Vehicle & Fleet Covers your vans, trucks, and specialist vehicles. As a medium-sized firm, managing multiple vehicles efficiently is key. We can arrange a cost-effective fleet policy that provides flexibility for adding or removing vehicles as your business grows. Directors’ & Officers’ (D&O) Insurance Protects the personal assets of your Directors and Senior Management against claims of actual or alleged wrongful acts in their capacity as company officers. Essential for established companies, providing financial defense and compensation protection against corporate governance claims.
Why choose Acer Insurance for your construction firm?
We are UK-based insurance advisers with the knowledge to handle the complexities of the construction sector.
- 25+ Years of Expertise: We apply deep market knowledge to find tailored, cost-effective solutions for challenging insurance risks.
- Specialist Risk Management: We are adept at sourcing cover for non-standard risks, including working at height, ‘hot work’, specialist trades, and unique project values.
- Independent Advice: As independent brokers, we work for you, sourcing the most competitive and suitable policies from a wide panel of leading UK insurers.
- Simple, Personal Service: Our professional approach makes arranging your complex commercial insurance as simple as possible, giving you peace of mind to focus on your projects.
Get a quote tailored to your business
Stop wasting time on generic policies that don’t fit your scale or your trade. Get in touch with our specialist team today for a free, no-obligation review of your current cover.
Call 01959 546823 for an immediate quotation or leave your details below and one of our experienced team members will call you back.