Jewellers Block & Specie Insurance
Commercial Cover – Jewellery, Bullion & High-Value Goods
Specialist insurance for jewellers, pawnbrokers, bullion dealers, workshops, wholesalers, and exhibition traders.
Businesses handling high-value, portable items such as jewellery, gemstones, precious metals, and luxury watches face exceptional risks. Theft, fraud, loss in transit, and accidental damage can significantly impact your business operations.
Why should you choose Acer Insurance?
At Acer Insurance, we understand the pressures of securing high-value stock. We’ll help you secure the right Jewellers’ Block & Specie Insurance to protect your stock, premises, staff, and customers’ goods with commercial-grade security and financial protection.
What insurance would I need?
- Jewellers Block Insurance – Tailored protection for jewellers, luxury watch retailers, diamond dealers, goldsmiths, and workshops. Covers stock on display, in safes, in workrooms, and customers’ items under your care.
- Specie Insurance (Commercial) – Ideal for businesses handling portable, high-value assets such as bullion, diamonds, gemstones, rare items, and luxury watches. Covers goods in vaults, safekeeping, secure storage, and approved transit.
- Goods in Transit (High-Value) – Covers valuables transported by secure logistics, road, air, or approved couriers – including theft, accidental damage, hijacking, and loss during loading or unloading.
- Exhibition & Trade Show Cover – Protection for stock taken to fairs, exhibitions, and trade events – including display risks, overnight storage, and transport exposures.
- Stock, Contents & Cash Cover – Covers high-value stock, display units, workshop tools, safes, strongrooms, and cash on premises against theft, fire, flood, and accidental damage.
- Customers’ Goods Cover – Essential for repairs, valuations, cleaning, and bespoke work. Protects customers’ items while in your care.
- Liability Insurance – Public Liability covers customer injuries or damage to their property. Employers’ Liability protects against employee injury or illness claims.
- Commercial Legal Expenses – Covers legal disputes including valuations, customer issues, employment matters, contracts, supplier issues, and regulatory investigations.
- Cyber Liability Insurance – Protects against hacking, data breaches, cyber theft, online fraud, and ransomware – essential for retailers with digital systems.
Private Wealth – High Net Worth & Collections Insurance
Specialist insurance for private clients with high-value jewellery, watches, fine art, collectibles, and precious metal holdings.
Private individuals with high-value personal assets require cover that goes well beyond standard home insurance. At Acer Insurance, we work with leading high-net-worth insurers to provide global, all-risks protection for your most valuable possessions. Protection you may consider include:
- High-Value Jewellery & Watch Insurance – Worldwide protection for engagement rings, heirlooms, luxury watches, bespoke jewellery, gemstones, and collections – including loss, theft, accidental damage, and mysterious disappearance.
- Valuable Collections Insurance – Tailored cover for rare coins, bullion, art, antiques, designer bags, fine wine, memorabilia, and collectible investments – whether stored at home or in specialist facilities.
- Worldwide All-Risks Cover – Protects your valuables wherever they are – at home, travelling, in a safe, or in secure storage.
- Safe & Vault Protection – Enhanced cover for assets kept in home safes, strongrooms, bank deposit boxes, or third-party secure vault facilities.
- Agreed Value Settlements – Provides certainty and clarity with pre-agreed value payouts in the event of a loss.
Contact us for a quote today
Acer Insurance specialises in securing high-value commercial and private assets. We work with trusted insurers who understand the sensitivities and risks associated with precious commodities and private collections.
Call 01959 528435 for an immediate quotation or leave your details below and one of our experienced team members will call you back.