• Insurance for Post Offices

    Specialist protection for postmasters and postal retail businesses

    Running a Post Office comes with a unique blend of responsibilities – from managing financial services and mail handling to serving your local community with trust and reliability.

    Why do greengrocers choose Acer Insurance?

    At Acer Insurance, we understand the pressures postmasters face every day – high footfall, cash handling, data security, staff safety, parcel liability, and the essential role your business plays in the community. Our tailored Post Office Insurance is designed to protect your finances, property, people, and reputation.

    What insurance would I need?

    We arrange specialist cover that reflects the operational needs of modern Post Offices – from counter services and cash security to property protection and business continuity.

    • Public Liability Insurance – Protects your business if a customer or visitor is injured or their property is damaged while on your premises – for example, slips, trips, or accidents involving shelving or queue barriers.
    • Employers’ Liability Insurance – A legal requirement if you employ counter staff, clerks, or retail assistants. This protects your business against claims from employees who suffer work-related injuries or illness.
    • Cash & Money Insurance – Insures cash on the premises, in safes, in transit, or held during trading hours – protecting you against theft, robbery, and loss.
    • Stock & Contents Insurance – Covers stock, ATMs, mail supplies, EPOS systems, counters, shelving, and fixtures against theft, fire, accidental damage, or other insured events.
    • Property Insurance – Protects the building (if owned) and essential fittings against fire, flood, storm damage, vandalism, and other risks.
    • Business Interruption Insurance – If a fire, flood, or other insured event forces you to close, this cover replaces lost income and helps maintain cash flow until reopening.
    • Goods in Transit & Parcel Cover – Provides protection for parcels and mail items while being transported or handled, covering accidental damage, loss, or theft.

    Other types of cover you may need to consider:

    • Commercial Legal Expenses – Offers legal defence and advice for issues such as customer disputes, employment matters, contract disagreements, tax investigations, and tenancy disputes.
    • Cyber Liability Insurance – Protects your systems and customer data against cyber-attacks, online fraud, data breaches, and digital downtime affecting trading.
    • Commercial Vehicle Insurance – For Post Offices using vans for parcel movement or deliveries, this protects business-use vehicles against damage, theft, and accidents.

    Cover for every type of Post Office business

    We arrange Post Office Insurance for:

    • Independent Post Office branches
    • Post Offices within convenience stores
    • Combined retail and Post Office businesses
    • Rural and community-run Post Offices
    • Post Offices offering parcel delivery or collection services
    • Sub-Post Offices

    Contact us for a quote today

    At Acer Insurance, we specialise in supporting essential community businesses. We work with trusted insurers to deliver tailored cover that reflects the real risks of running a Post Office.

    Let us look after your insurance – so you can look after your customers.

    Call 01959 528435 for an immediate quotation or leave your details below and one of our experienced team members will call you back.