When the Show Must Go On, Make Sure the Insurance Does Too A practical guide for stage, lighting and PA hire businesses, with a little industry humour along the way. If you work in events, you already know that “it will be fine” is not a plan. It is usually said while someone is frantically […]
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From the outside, a vape shop doesn’t look particularly unusual. A retail unit. Glass cabinets. Shelves stocked with devices, pods and e-liquids. Customers popping in for a replacement coil or a bottle of their favourite flavour. But spend five minutes behind the counter and it becomes obvious that a vape retailer isn’t quite the same […]
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From the outside, hairdressing can look glamorous. Fresh colour. Busy salons. Mirrors lit up late into the evening while clients leave feeling better than when they walked in. But behind most salons and mobile hair businesses is a fast-moving working environment built around chemicals, heat, sharp tools, expensive equipment and constant interaction with the public. […]
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On a hot summer afternoon, an ice cream van can go from quiet to overwhelmed in minutes. Queues forming down the pavement. Freezers opening constantly. Children crowding around the serving hatch while staff try to keep stock cold and the line moving. From the outside, it can look simple. But behind most ice cream parlours, […]
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From the outside, the fair arrives almost overnight. One week it’s an empty field. The next, there are lights, generators humming into life, wagons lining the edge of the site and rides being bolted together before the public pours through the gates. But behind every travelling fairground is a business carrying a surprising amount of […]
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The insurance a catering business actually needs From the outside, catering can look deceptively simple. A sizzling grill. A perfectly timed service. A van, a gazebo, or a busy kitchen sending out food people genuinely love. Behind the scenes, it’s something else entirely. Catering is manufacturing, hospitality and logistics happening at the same time. It […]
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It was reported in The Insurance Times today that cyber insurance premiums fell 11% in 2025 despite a 20% rise in incidents. Good news for business owners who have been considering whether they should take out cover but haven’t done it yet. It is very clear from the impact in 2025 to the operations of […]
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Achieving your Cyber Essentials or Cyber Essentials Plus accreditation is a wise business move and we highly recommend it. It’s a government-backed UK scheme that will fill any gaps in your knowledge around basic cyber security, and guide you towards securing your systems. It’s also a winning move with customers and suppliers to demonstrate that […]
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By nature, humans are optimistic. Most of us sail through life thinking nothing bad will ever happen. If fire tears through your warehouse or a flood shuts down your retail premises, we’re usually caught short. The immediate panic focuses on the physical damage – shattered glass and spoilt stock. But a far more damaging threat […]
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Cyber security has been in the news month after month in 2025 with several High Street names falling victim. It turns out cyber crime is not just an IT issue; it’s a human one. The National Cyber Security Centre guidance consistently emphasizes that simple actions, like using strong passwords and being vigilant about suspicious emails, […]
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