• Specialist Insurance for UK Engineering Firms

    Protecting your designs, your precision, and your projects

    The UK engineering sector thrives on innovation, technical precision, and contractual delivery. For a growing medium-sized firm, your risk profile is defined by the complexity of your designs, the value of your specialist machinery, and the liability exposure tied to your advice and specifications.

    At Acer Insurance, we have over 25 years of experience helping commercial clients manage challenging and specialist risk requirements. We understand that your business needs a tailored insurance solution that protects your professional reputation, your valuable assets, and your compliance across the full scope of your projects.

    Your essential engineering insurance cover

    We can tailor a comprehensive package to address the specific exposures faced by your expanding engineering business, whether your focus is mechanical, structural, civil, or electrical:

    Policy Area Why It Matters for Medium-Sized Engineering Acer Insurance’s Advantage
    Professional Indemnity (PI) Insurance This critical cover protects your business against claims alleging financial loss due to a breach of professional duty, such as a faulty design, calculation error, or poor specification. We ensure your policy limits reflect the scale and complexity of your contracts and that the policy wording covers the full scope of your professional services.
    Public & Product Liability Public Liability covers non-employee injury or property damage arising from your operations. Product Liability covers injury or damage caused by components you manufacture or supply. Essential, especially for firms involved in both design and manufacturing/installation, requiring combined cover for advice and goods.
    Plant, Machinery & Business Assets Covers your expensive, specialist equipment – such as CNC machines, calibration tools, testing rigs, and CAD/CAM systems – against accidental damage, breakdown, or theft. We help ensure adequate sums insured and can include cover for sudden and unforeseen breakdown, reducing the impact of production downtime.
    Employers’ Liability Insurance A legal requirement, this covers your liability for employee injury or illness arising from their work, whether in the workshop, in the office, or on site. We ensure your cover is robust and compliant, reflecting the health and safety risks inherent in engineering roles.
    Business Interruption (BI) If operations cease or slow down following a major loss (e.g., a fire or major machinery failure), BI covers the resulting loss of gross profit and fixed operating costs while you restore services. Vital for manufacturing engineers where machinery downtime can severely impact production and contracts.
    Cyber Liability Insurance Protects against the financial and reputational fallout of a system hack, data breach (especially proprietary design files or client data), or operational interruption to your digital systems. Increasingly important given the reliance on sensitive intellectual property and networked IT infrastructure.

    Why choose Acer Insurance for your engineering firm?

    We are UK-based insurance advisers with the deep market knowledge to handle the complexities of professional design liability and high-value asset protection.

    • 25+ Years of Expertise: We apply market knowledge to find tailored, cost-effective solutions for challenging insurance requirements, especially securing high PI limits and covering specialist plant.
    • Compliance and Contract Focused: We understand that contract compliance often dictates your minimum insurance requirements (especially PI limits) and help ensure your cover meets these specifications.
    • Independent Advice: As independent brokers, we work for you, sourcing the most competitive and suitable policies from a wide panel of leading UK insurers.
    • Simple, Personal Service: Our professional approach makes arranging your complex commercial insurance as simple as possible, giving you the security to focus on engineering excellence.

    Get a quote tailored to your business

    Protect your professional standing and the assets that drive your innovation. Get in touch with our specialist team today for a free, no-obligation review of your current cover.

    Call 01959 546823 for an immediate quotation or leave your details below and one of our experienced team members will call you back.