Don’t dive into winter without adequate flood cover

Warning – this may not make uplifting reading except in the sense that our first class team at Acer can help people dealing with flood risk by providing protection cover.

Climate change is making itself very evident with unprecedented fires, storms and flooding across the globe. Despite our temperate climate which often protects us from extremes of weather, there is an increasing incident of flooding and drought here in the UK.  Met Office analysis for 2020 showed that on average, in the 10 years to 2019, UK summers were 13 per cent wetter, and winters 12 per cent wetter, than in the period 1961 to 1990. The five wettest winters ever recorded have been from 1990 onwards. Oh dear!

As the weather turns, and before Winter hits in earnest, we urge our clients to think about flood cover. Acer Insurance pride themselves on providing insurance for clients whose needs might be out of the ordinary. If your home or premise has previously been prone to flooding, or with the worsening climate changes, could become at risk it is essential that you understand the cover that your existing policy provides. It is worth discussing with an expert whether this is sufficient cover and whether your policy is structured in the right way. It may, or may not, be covered under your existing Home Insurance policy. Please do drop an email to our friendly and experienced team of brokers, or give us a call, if flood cover is rising like the tide on your list of concerns. We would be delighted to provide you with a quote.



  • Oliver Burt

    Oliver Burt is a Director at Acer Insurance Services and founded the company in 2019, he specialises in company development and bespoke schemes for those with unusual and nonstandard insurance needs.
    Before founding Acer Insurance Services, Oliver was the Operations Manager at a small insurance broker in Sevenoaks where he was responsible for the day to day running of the business. Oliver has many years’ experience having worked within the insurance industry since 1996.
    Oliver is passionate about finding niche insurances that can make a real difference to people and businesses, finding solutions tailored to their insurance needs. He also is committed to developing the skills and knowledge of the team at Acer Insurance Services.
    In his spare time Oliver enjoys growing fruit and vegetables on his allotment and spending time with friends and family.